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Note: Information in the 2025 SPD for each plan will vary from the information in the 2024 SPDs. Therefore, the 2024 SPDs should not be relied upon to determine plan benefits effective January 1, 2025.

2024 Summary Plan Descriptions (SPDs)

Medical insurance plans

• (PDF, 1.6MB)
• (PDF, 1.5MB)
• (includes UMKC tiered feature) (PDF, 1.5MB)
• (PDF, 1.5MB)
• (PDF, 1.5MB)
• (Base and Enhanced) (PDF, 2.5MB)

Dental, vision, tax-favored accounts

• (PDF, 462KB)
• (PDF, 498KB)
• (PDF, 334KB)

Life and disability insurance

• (PDF, 322KB)
• (PDF, 303K)
• (PDF, 1MB)
• (PDF, 271KB)
• (PDF, 366KB)

Other benefits

• (PDF, 438KB)

Retirement

• (PDF, 608KB)
• (PDF, 940KB)
• (PDF, 788KB)
• (PDF, 685KB)