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Eligibility*
Employees who retire on or after January 1, 2018, are eligible for retiree insurance benefits if they: were employed in a UM 欧美口爆视频 benefit-eligible position on December 31, 2017; reached at least five years of vesting service as of December 31, 2017; and reach at least 60 years old by retirement date; and accrue at least 20 years of creditable service to the UM 欧美口爆视频 by their retirement date.
The retiree insurance benefits employees are eligible for depend upon the Access Category in which they were placed as of December 31, 2017. For more information about access categories, review the HR Service Center to request a review of your service and access category determination.
or contact the*Special rules apply in the case of breaks in service or termination after 12/31/17. Refer to the Summary Plan Descriptions (SPDs) for the retiree insurance plans for more information.
Insurance Options
The 欧美口爆视频 is committed to honoring and valuing the contributions of all faculty and staff--even after they are no longer actively employed with the UM 欧美口爆视频. UM retiree health insurance eligibility and subsidy criteria depend on several factors. For more information, review the eligibility section.
We offer several insurance options to our eligible retirees and their covered dependents. Please note, your Medicare eligibility determines your eligibility for some plans--meaning you are eligible for the insurance only if you are eligible for Medicare (65+) or not yet Medicare-eligible (pre-65).
Click on one of the following plans you’re interested in.
- Medical insurance:
- Dental
- Vision
- Life
- Accidental Death and Dismemberment
* If coverage consists of members (retirees or dependents) who are both Medicare-eligible and non-Medicare-eligible, each covered individuals medical plan eligibility is based on their individual Medicare eligibility.
- Medical insurance:
- Dental
- Vision
- Life
- Accidental Death and Dismemberment
* If coverage consists of members (retirees or dependents) who are both Medicare-eligible and non-Medicare-eligible, each covered individuals medical plan eligibility is based on their individual Medicare eligibility.
- - This form packet also includes the "Retiree Beneficiary Designation Information" form (for Basic Life, Additional Life, and Accidental Death and Dismemberment)
- Other Summary of Benefits and Coverage (SBC) documents
- All Summary Plan Descriptions (SPDs)
- All forms and guides related to retiree benefits
Those who retire after 01/01/18 and meet eligibility requirements to receive retiree health insurance may use the premium estimator to estimate their insurance premiums in retirement.
Current retirees enrolled in benefits will receive an annual notice of premiums or may refer to their retiree paystub in myHR (myhr.umsystem.edu) to view the most current deductions.
Note: As of 01/01/18, only employees in categories A and B receive the percentage subsidy.
Wellness resources for retirees
A number of wellness resources are available to retirees of the 欧美口爆视频. Visit the Wellness resources for retirees webpage for more information.
Reviewed 2022-04-01